Bitzom.io - The Highest RCB
Referral program: 5% - 1%
Investment plans: 2.5% - 4.2% hourly for 48 hours (deposit included)
Referral bonus pays if deposit from the project's balance? Yes!
RCB RULES
- You must be our referral to request Referral Commission Back (RCB).
- It's not allowed to request RCB for someone else.
- RCB must be ordered within 12 hours after deposit.
- You can order RCB using any payment processor if you deposited via cryptocurrencies.
- We don't offer RCB and insurance for Perfect Money deposits!
- Please Do NOT submit RCB request if you Re-invested from your account balance when there is no referral commission.
- RCB requests via Proxy, VPN, TOR, black list IPs maybe be declined!
- Fake E-mails are not allowed, email must be the same as you used for register at project!
- E-mail must be the same as used for 1st RCB if it's not 1st RCB request!
- Multiple accounts in project are not allowed!
- No RCB for paid or with bonus deposit Hyip- Monitors, Listers, Blogs, Promoters, etc!
- We pay RCB if we got the referral commission paid from project
- Min amount for ePayCore transfer is $0.1. RCB amount must be equals or greater
- Referral earning amount must greater or equal min. withdrawal amount (especially applies for cryptocurrencies deposits).
- All RCB requests are processed everyday 20:00 - 00:00 (Coordinated Universal Time (UTC))
- RCB request can be processed up to 24 business hours (3 working days)
We suggest you Log in into our site before request ref back.
All registered members will receive some additional bonuses.
All registered members will receive some additional bonuses.
Month TOP investor bonus: We pay bonuses for our registered members. Explore bonuses details:
Month (TOP 50)
First investor bonuses for deposits from $50: 1st - $2, 2nd - $1.5, 3th - $1, 4th - $0.75, 5th - $0.5
*Applied only for first RCB request from one user.
**Only for projects with "Medium" or higher listing.
*Applied only for first RCB request from one user.
**Only for projects with "Medium" or higher listing.
Happy weekend RCB multipliers: First deposit RCB: x 1.15, Reinvest RCB: x 1.05
* Applied only on Saturday and Sunday by server time!
**Only for projects with "Medium" or higher listing.
* Applied only on Saturday and Sunday by server time!
**Only for projects with "Medium" or higher listing.
🔥🔥 Extra bonus for RCB for deposits via ePayCore (max bonus amount is $5 for one RCB request) 🔥🔥
💼 You should create deposit via ePayCore and request RCB to ePayCore - you will receive an extra bonus of 5% 👍
💰 You can register Wallet by link ePayCore
👉 You can find all projects which accepted ePayCore deposits by this link
💼 You should create deposit via ePayCore and request RCB to ePayCore - you will receive an extra bonus of 5% 👍
💰 You can register Wallet by link ePayCore
👉 You can find all projects which accepted ePayCore deposits by this link
RCB request form unavailable!
"Bitzom.io" RCB REQUESTS
| Date Time | Username | EPS | Wallet | Deposit | RCB | Status | Batch |
|---|---|---|---|---|---|---|---|
| 5/16/2022 3:57:55 PM | Na*** | USDT TRC-20 | TXq*** | 50 | 10.67 | Paid | b9acb26f2d... |
| 5/16/2022 2:05:10 PM | er*** | Perfect Money | U46*** | 10 | 0.54 | Paid | 463681685 |
| 5/16/2022 12:54:37 PM | YO*** | Perfect Money | U30*** | 44 | 2.79 | Paid | 463681811 |
| 5/16/2022 8:55:43 AM | lg*** | USDT TRC-20 | TUD*** | 100 | 6.15 | Paid | 3b97042f43... |
| 5/16/2022 7:45:53 AM | ar*** | Perfect Money | U17*** | 50 | 10.67 | Paid | 463681680 |
| 5/16/2022 7:29:29 AM | Bo*** | Perfect Money | U17*** | 30 | 1.98 | Paid | 463681683 |
| 5/16/2022 6:14:18 AM | ga*** | USDT TRC-20 | TKt*** | 50 | 3.30 | Paid | bb4aa153f2... |
| 5/16/2022 5:55:48 AM | Ta*** | Perfect Money | U87*** | 30 | 1.98 | Paid | 463681802 |
| 5/16/2022 4:36:47 AM | SW*** | Perfect Money | U19*** | 25 | 1.32 | Paid | 463681798 |
| 5/15/2022 10:46:59 PM | pr*** | Perfect Money | U48*** | 50 | 12.27 | Paid | 463681791 |
| 5/15/2022 10:38:13 PM | La*** | USDT TRC-20 | TEE*** | 50 | 3.46 | Paid | bb541a1820... |
| 5/15/2022 7:00:31 PM | Vl*** | Perfect Money | U83*** | 100 | 21.79 | Paid | 463539110 |
| 5/15/2022 4:58:07 PM | Ka*** | USDT TRC-20 | TBN*** | 1001 | 62.16 | Paid | c172ab9389... |
| 5/15/2022 3:43:15 PM | ga*** | USDT TRC-20 | TKt*** | 50 | 3.46 | Paid | 372e6b5a11... |
| 5/15/2022 1:56:05 PM | ie*** | Perfect Money | U31*** | 10 | 0.54 | Paid | 463539086 |
| 5/15/2022 1:09:18 PM | Wo*** | USDT TRC-20 | TP1*** | 31 | 6.11 | Paid | fc2369810f... |
| 5/15/2022 12:40:43 PM | lg*** | USDT TRC-20 | TUD*** | 100 | 6.87 | Paid | 86adbdd656... |
| 5/15/2022 8:48:59 AM | ie*** | USDT TRC-20 | TKK*** | 25 | 1.38 | Paid | 4999c6b60f... |
| 5/15/2022 7:29:35 AM | Ez*** | USDT TRC-20 | TDg*** | 63 | 4.16 | Paid | d774031d1f... |
| 5/14/2022 10:27:25 PM | Ro*** | Perfect Money | U33*** | 201.52 | 29.71 | Paid | 463539103 |
| 5/14/2022 8:46:47 PM | Go*** | USDT TRC-20 | TMM*** | 15.26 | 1.11 | Paid | 379c9af04a... |
| 5/14/2022 5:20:25 PM | ga*** | USDT TRC-20 | TKt*** | 50 | 3.41 | Paid | 8f73108294... |
| 5/14/2022 12:11:54 PM | ye*** | Perfect Money | U25*** | 28 | 4.08 | Paid | 463407246 |
| 5/14/2022 12:05:42 PM | st*** | Perfect Money | U33*** | 50 | 11.10 | Paid | 463407225 |
| 5/14/2022 12:00:26 PM | er*** | Perfect Money | U46*** | 20 | 3.32 | Paid | 463407082 |
| 5/14/2022 10:04:41 AM | Pr*** | Perfect Money | U32*** | 10 | 1.23 | Paid | 463407108 |
| 5/14/2022 7:52:17 AM | SW*** | Perfect Money | U19*** | 25 | 4.37 | Paid | 463407229 |
| 5/14/2022 6:42:21 AM | Ez*** | USDT TRC-20 | TDg*** | 57 | 13.07 | Paid | c7a430ee5d... |
| 5/14/2022 5:55:43 AM | Ta*** | Perfect Money | U87*** | 30 | 6.45 | Paid | 463407234 |
| 5/14/2022 4:40:41 AM | ga*** | USDT TRC-20 | TMJ*** | 100 | 21.79 | Paid | 1b5ac4c1f7... |
| 5/14/2022 4:25:25 AM | ga*** | USDT TRC-20 | TKt*** | 50 | 12.25 | Paid | 07b1deda8c... |
| 5/14/2022 1:50:04 AM | Is*** | Perfect Money | U18*** | 100 | 21.79 | Paid | 463407092 |
| 5/13/2022 10:34:47 PM | La*** | USDT TRC-20 | TEE*** | 50 | 10.65 | Paid | c1321b4c5d... |
| 5/13/2022 9:25:44 PM | Sa*** | USDT TRC-20 | TCD*** | 52 | 10.85 | Paid | cfa1aa24be... |
| 5/13/2022 8:40:58 PM | Bo*** | Perfect Money | U17*** | 50 | 9.10 | Paid | 463265056 |
| 5/13/2022 6:26:32 PM | ar*** | Perfect Money | U17*** | 10 | 0.96 | Paid | 463265052 |
| 5/13/2022 2:11:28 PM | YO*** | Perfect Money | U30*** | 25 | 5.12 | Paid | 463265120 |
| 5/13/2022 2:04:51 PM | Ka*** | USDT TRC-20 | TBN*** | 1001 | 82.31 | Paid | a9ad8122eb... |
| 5/13/2022 1:09:22 PM | lg*** | USDT TRC-20 | TUD*** | 200 | 39.69 | Paid | 2c40dea852... |
| 5/13/2022 12:51:33 PM | Tu*** | Perfect Money | U23*** | 30 | 7.06 | Paid | 463265114 |
| 5/13/2022 12:37:41 PM | ra*** | Perfect Money | U36*** | 50 | 12.26 | Paid | 463265096 |
| 5/13/2022 12:24:34 PM | Pr*** | USDT TRC-20 | TED*** | 50 | 12.26 | Paid | 0993841048... |
| 5/13/2022 12:23:33 PM | ka*** | Perfect Money | U32*** | 25 | 5.40 | Paid | 463265081 |
| 5/13/2022 12:22:02 PM | Br*** | Perfect Money | U26*** | 23 | 5.18 | Paid | 463265060 |
| 5/13/2022 11:46:23 AM | Hy*** | USDT TRC-20 | TUH*** | 100 | 20.97 | Paid | 2498645260... |
| 5/13/2022 11:41:25 AM | cz*** | USDT TRC-20 | TPd*** | 10 | 2.75 | Paid | 7712dbf549... |
| 5/13/2022 11:19:55 AM | ie*** | Perfect Money | U31*** | 16 | 3.41 | Paid | 463265077 |
| 5/13/2022 10:42:17 AM | ga*** | Perfect Money | U30*** | 50 | 12.34 | Paid | 463265073 |
| 5/13/2022 10:41:26 AM | cr*** | Perfect Money | U60*** | 100 | 21.02 | Paid | 463265068 |
| 5/13/2022 10:35:47 AM | ch*** | Perfect Money | U20*** | 30 | 7.13 | Paid | 463265064 |
USER PANEL
UNDER INSURANCE
| 1. | 🔥🔥 Mixli.biz | $1,100 |
| 2. | 🔥 Safeassets.com | $1,000 |
| 3. | 🔥 Instawallet.glob... | $1,000 |
| 4. | 🔥 Investbox.cc | $1,000 |
| 5. | 🔥 Svuex.com | $1,000 |
| 6. | 🥈 Netmi.org | $500 |
| 7. | 🥈 Aitimart.com | $500 |
| 8. | 🥈 Zenixo.io | $500 |
| 9. | 🥈 Bitaveo.com | $500 |
| 10. | 🥉 Planetaryasset.c... | $250 |
| 11. | 🥉 Bemarg.com | $250 |
| 12. | 🥉 Baozem.com | $250 |
| 13. | 🥉 Newbond.io | $250 |
| 14. | 🥉 Trust-inv.org | $250 |
| 15. | 🥉 Legalpay.online | $250 |
| 16. | 🥉 Myfastboot.net | $100 |
TOP DEPOSITED (10 DAYS)
| 1. | 🔥 Svuex.com | $15251 |
| 2. | 🔥 Glooon.com | $3370 |
| 3. | 🔥 Investbox.cc | $1730 |
| 4. | 🔥 Bitaveo.com | $1545 |
| 5. | 🥇 Xtwelve.ai | $1336 |
| 6. | 🥇 Newbond.io | $1310 |
| 7. | 🥇 Goldenprice.bi... | $1285 |
| 8. | 🥇 Instawallet.gl... | $965 |
| 9. | 🥇 Swaiafx.com | $567 |
| 10. | 🥈 Safeassets.com | $560 |
| 11. | 🥈 Netmi.org | $550 |
| 12. | 🥈 Aitimart.com | $540 |
| 13. | 🥈 Trust-fx.com | $500 |
| 14. | 🥈 Wizerpeople.co... | $469 |
| 15. | 🥈 Mintbit.co | $435 |
| 16. | 🥉 Bemarg.com | $420 |
| 17. | 🥉 F7trust.com | $400 |
| 18. | 🥉 Zenixo.io | $390 |
| 19. | 🥉 Paygenting.com | $365 |
| 20. | 🥉 Baozem.com | $297 |
TOP INVESTORS
| 1. | 🔥 0rc0rcamd | $699 |
| 2. | 🥇 mohgue | $500 |
| 3. | 🥇 Invi | $500 |
| 4. | 🥇 DarkAngel | $465 |
| 5. | 🥈 Natali7674 | $301 |
| 6. | 🥈 nagyso | $300 |
| 7. | 🥈 Eximinds | $230 |
| 8. | 🥉 Motoren | $220 |
| 9. | 🥉 LifeIsDifficul... | $200 |
| 10. | 🥉 katarnaakk | $195 |
| 1. | 🔥 MurloKot | $6000 |
| 2. | 🔥 kent | $2000 |
| 3. | 🔥 gachaboroda | $1300 |
| 4. | 🔥 LifeIsDifficul... | $1200 |
| 5. | 🔥 Rovens | $1082 |
| 6. | 🔥 Mr_Trader007 | $1043 |
| 7. | 🔥 traktorist78 | $968 |
| 8. | 🥇 Aidar | $953 |
| 9. | 🥇 Eximinds | $860 |
| 10. | 🥇 forte | $830 |
| 11. | 🥇 Bodi | $812 |
| 12. | 🥇 vasilisa | $810 |
| 13. | 🥇 katarnaakk | $806 |
| 14. | 🥇 smart1962 | $800 |
| 15. | 🥇 svet | $730 |
| 16. | 🥇 komissar | $700 |
| 17. | 🥇 0rc0rcamd | $699 |
| 18. | 🥇 slana | $608 |
| 19. | 🥇 mohgue | $560 |
| 20. | 🥇 Tandem | $549 |
| 21. | 🥇 1111111 | $512 |
| 22. | 🥇 serj-ant | $500 |
| 23. | 🥈 Invi | $500 |
| 24. | 🥈 DarkAngel | $465 |
| 25. | 🥈 Bojack | $400 |
| 26. | 🥈 Natali7674 | $360 |
| 27. | 🥈 invester_uz | $350 |
| 28. | 🥈 TOCH | $344 |
| 29. | 🥈 Termin029 | $341 |
| 30. | 🥈 miko2727 | $320 |
| 31. | 🥈 aricsoon65 | $312 |
| 32. | 🥈 Natahoney | $304 |
| 33. | 🥈 XAM | $302 |
| 34. | 🥈 MIE63 | $300 |
| 35. | 🥈 nagyso | $300 |
| 36. | 🥈 Conor | $296 |
| 37. | 🥈 WizeInvest | $280 |
| 38. | 🥉 SliVoVIca | $270 |
| 39. | 🥉 ali9398 | $260 |
| 40. | 🥉 Ilas | $250 |
| 41. | 🥉 Motoren | $220 |
| 42. | 🥉 Ha4thInv | $210 |
| 43. | 🥉 gam3rboy | $209 |
| 44. | 🥉 kushbekov | $200 |
| 45. | 🥉 ZinaYa | $200 |
| 46. | 🥉 Mjay | $200 |
| 47. | 🥉 tester | $200 |
| 48. | 🥉 Walsh | $200 |
| 49. | 🥉 Keepcalm | $200 |
| 50. | 🥉 nymburk | $200 |
| 1. | 🔥 MurloKot | $6000 |
| 2. | 🔥 kent | $2000 |
| 3. | 🔥 gachaboroda | $1300 |
| 4. | 🔥 LifeIsDifficul... | $1200 |
| 5. | 🥇 Rovens | $1082 |
| 6. | 🥇 Mr_Trader007 | $1043 |
| 7. | 🥇 traktorist78 | $968 |
| 8. | 🥇 Aidar | $953 |
| 9. | 🥇 Eximinds | $860 |
| 10. | 🥇 forte | $830 |
| 11. | 🥇 Bodi | $812 |
| 12. | 🥇 vasilisa | $810 |
| 13. | 🥇 katarnaakk | $806 |
| 14. | 🥈 smart1962 | $800 |
| 15. | 🥈 svet | $730 |
| 16. | 🥈 komissar | $700 |
| 17. | 🥈 0rc0rcamd | $699 |
| 18. | 🥈 slana | $608 |
| 19. | 🥈 mohgue | $560 |
| 20. | 🥈 Tandem | $549 |
| 21. | 🥈 1111111 | $512 |
| 22. | 🥈 serj-ant | $500 |
| 23. | 🥉 Invi | $500 |
| 24. | 🥉 DarkAngel | $465 |
| 25. | 🥉 Bojack | $400 |
| 26. | 🥉 Natali7674 | $360 |
| 27. | 🥉 invester_uz | $350 |
| 28. | 🥉 TOCH | $344 |
| 29. | 🥉 Termin029 | $341 |
| 30. | 🥉 miko2727 | $320 |
| 1. | 🔥 MurloKot | $32553 |
| 2. | 🔥 tolyan3008 | $13603 |
| 3. | 🔥 Eximinds | $10267 |
| 4. | 🔥 miko2727 | $9411 |
| 5. | 🔥 lisapool | $7495 |
| 6. | 🔥 forte | $6929 |
| 7. | 🔥 katarnaakk | $6710 |
| 8. | 🥇 AndiO | $5689 |
| 9. | 🥇 montana125 | $5520 |
| 10. | 🥇 jonman777 | $5395 |
| 11. | 🥇 Invi | $5387 |
| 12. | 🥇 Bojack | $5200 |
| 13. | 🥇 grek8310 | $5024 |
| 14. | 🥇 XAM | $4870 |
| 15. | 🥇 LifeIsDifficul... | $4152 |
| 16. | 🥇 kent | $4049 |
| 17. | 🥇 gam3rboy | $3801 |
| 18. | 🥇 Isa | $3721 |
| 19. | 🥇 zinnia | $3568 |
| 20. | 🥇 svet | $3536 |
| 21. | 🥇 investorsfond | $3469 |
| 22. | 🥇 amy | $3363 |
| 23. | 🥈 shamurla | $3310 |
| 24. | 🥈 SerKis | $3293 |
| 25. | 🥈 vojun | $2812 |
| 26. | 🥈 Toman25 | $2800 |
| 27. | 🥈 lilbaby | $2775 |
| 28. | 🥈 slana | $2714 |
| 29. | 🥈 relax | $2662 |
| 30. | 🥈 besom3276 | $2655 |
| 31. | 🥈 kimchon1104 | $2574 |
| 32. | 🥈 Alex1805f | $2541 |
| 33. | 🥈 Tandem | $2518 |
| 34. | 🥈 Zenocide | $2500 |
| 35. | 🥈 maya | $2476 |
| 36. | 🥈 ncs | $2458 |
| 37. | 🥈 bezymyanych11 | $2370 |
| 38. | 🥉 Aidar | $2353 |
| 39. | 🥉 Lev | $2271 |
| 40. | 🥉 dushking | $2223 |
| 41. | 🥉 Marco0501 | $2203 |
| 42. | 🥉 blackadder | $2162 |
| 43. | 🥉 Natahoney | $2077 |
| 44. | 🥉 kacemtrans | $2049 |
| 45. | 🥉 traktorist78 | $1994 |
| 46. | 🥉 Bodi | $1920 |
| 47. | 🥉 Stolz | $1908 |
| 48. | 🥉 Vika | $1885 |
| 49. | 🥉 smart1962 | $1850 |
| 50. | 🥉 songkhongthan5... | $1828 |
MONITOR STATISTIC
| Total RCBs processed: | 378256 |
| Total deposited: | $49349657 |
| Total RCB paid: | $1437941 |
| RCBs pending count: | 11 |
| RCB pending amount: | $62 |
| RCBs count (24h): | 29 |
| RCBs deposits (24h): | $4159 |
LAST ADDED PROJECTS
| Valery-ai.com | Waiting | |
| 17.04.2024: 3.33% forever (withdrawal... | ||
| Oneday.investments | Paying | |
| 17.04.2024: 4.21% - 4.40% hourly for ... | ||
| Xtwelve.ai | Waiting | |
| 16.04.2024: 12% daily for 12 business... | ||
| Bitaveo.com | Paying | |
| 16.04.2024: 0.4% - 1.0% daily for 30 ... | ||
| Instawallet.global | Paying | |
| 15.04.2024: 0.5% - 4% (floating) dail... | ||
| Cryptozilla.store | Paying | |
| 14.04.2024: 0.44% - 1.35% hourly for ... | ||
| Legalpay.online | Paying | |
| 13.04.2024: 2% - 4% daily for 25 - 50... | ||
| Mintbit.co | Paying | |
| 11.04.2024: 1% - 2% daily forever | ||
| Svuex.com | Paying | |
| 10.04.2024: 0.7% - 2.0% daily for 15 ... | ||
| Investbox.cc | Paying | |
| 10.04.2024: 1% - 3% daily for 7 to 50... | ||
| Arbitain.cc | Paying | |
| 08.04.2024: 4% - 6% daily for 40 - 60... | ||
| Finovo.cc | Waiting | |
| 08.04.2024: 2.33% - 3.33% daily for 3... | ||
| Investment.computer | Paying | |
| 06.04.2024: 5.05% - 6.5% daily for 32... | ||
| Renmplay.com | Paying | |
| 02.04.2024: 1% - 1.3% - 1.5% - 1.8%... | ||
| Wizerpeople.com | Paying | |
| 02.04.2024: 2.4% - 3.8% on weekdays a... | ||
LATEST DEPOSITS & PAYOUTS
| Axera.io | $11.6 | Payout |
| 4/18/2024 10:55:12 AM | ||
| Investbox.cc | $5 | Payout |
| 4/18/2024 10:53:54 AM | ||
| Safeassets.com | $3 | Payout |
| 4/18/2024 10:05:01 AM | ||
| Planetaryasset.... | $2.4 | Payout |
| 4/18/2024 9:13:01 AM | ||
| Mixli.biz | $20 | Payout |
| 4/18/2024 9:06:27 AM | ||
| Goldenprice.biz | $12.9 | Payout |
| 4/18/2024 9:01:01 AM | ||
| Investment.comp... | $10.1 | Payout |
| 4/18/2024 8:53:01 AM | ||
| Oneday.investme... | $10.13 | Payout |
| 4/18/2024 8:39:01 AM | ||
| Bitaveo.com | $25 | Payout |
| 4/18/2024 12:32:48 AM | ||
| Baozem.com | $16.15 | Payout |
| 4/17/2024 10:40:01 PM | ||
| Dividendgrowth.... | $1.3 | Payout |
| 4/17/2024 10:40:01 PM | ||
| Aliaope.com | $1.6 | Payout |
| 4/17/2024 10:39:00 PM | ||
| Goldenprice.biz | $6.45 | Payout |
| 4/17/2024 10:36:02 PM | ||
| F7trust.com | $21 | Payout |
| 4/17/2024 10:35:31 PM | ||
| Trust-inv.org | $1.99 | Payout |
| 4/17/2024 10:35:01 PM |
LATEST COMMENTS & VOTES
| Goldenprice.biz | Very Good | |
| 🟢💰 GOLDENPRICE💰🟢 Paying !! My ... | ||
| Arbitain.cc | Very Bad | |
| Pending 12 2024-04-18 08:50:57 W... | ||
| Svuex.com | Very Good | |
| Tether wallet 19.5 USDT 18.04.2... | ||
| Oneday.investme... | Very Good | |
| From E052912 to E029*** Transactio... | ||
| Goldenprice.biz | Very Good | |
| Date and time Today at 12:50 ... | ||
| Oneday.investme... | Very Good | |
| I test it..Deposit $80 First withd... | ||
| Myfastboot.net | Very Good | |
| Instant Payment! Transaction ID:... | ||
| Wizerpeople.com | Very Good | |
| Withdrawal $ 84.00 Apr-17-2024 15... | ||
| Svuex.com | Very Good | |
| Withdrawal $ 52.30999 Apr-17-2024... | ||
| Goldenprice.biz | Very Good | |
| 🟢💰 GOLDENPRICE💰🟢 Paying !! My ... | ||
| Svuex.com | Very Good | |
| Tether wallet 19.5 USDT 17.04.2... | ||
| Uctraders.com | Very Bad | |
| again tried with withdrawal ,but fa... | ||
| Goldenprice.biz | Very Good | |
| 🟢💰 GOLDENPRICE💰🟢 Paying !! My ... | ||
| Aitimart.com | Very Good | |
| Transaction ID: 2424655 Date of tr... | ||
| Wizerpeople.com | Very Good | |
| Withdrawal $ 84.00 Apr-16-2024 11... | ||
PARTNERS
DISCLAIMER: We do not own or promote any programs listed here. The information provided here is for your own use. Some programs, investments or any listings here may be illegal depending on your country's laws. We do not recommend you to spend what you cannot afford to lose.